Rogers Red World Elite Mastercard: maximize your rewards with no annual fee

The Rogers Red World Elite Mastercard is a premium credit card that offers unlimited cash back and valuable travel perks. With no annual fee, it’s an excellent option for Canadians who want to earn rewards while making everyday purchases. Whether you’re shopping locally, travelling abroad, or booking your next getaway, this card provides rewards with every spend.

One of the major benefits of this card is the ability to earn 3% cash back on eligible U.S. purchases and 2% cash back on eligible non-U.S. purchases. It’s a great choice for anyone who frequently shops in U.S. dollars or uses services with Rogers, Fido, or Shaw. The card’s cash back is unlimited, meaning there’s no cap on the rewards you can earn.

Additionally, the card offers complimentary travel insurance coverage, including emergency medical, trip cancellation, and baggage coverage. This makes it a smart choice for those who travel often and want the added protection of insurance at no extra cost. It’s an ideal companion for your next trip, whether it’s domestic or international.

Lastly, the Rogers Red World Elite Mastercard gives you access to exclusive travel perks, including complimentary airport lounge access and the ability to earn points towards your next trip, all without the burden of an annual fee. This is a card designed for those who want more from their everyday purchases.

Benefits

• Unlimited 3% cash back on eligible U.S. dollar purchases
• Unlimited 2% cash back on eligible non-U.S. dollar purchases
• 1.5% cash back redemption bonus on Rogers, Fido, or Shaw purchases
• Complimentary travel insurance (medical, trip cancellation, baggage, and more)
• Access to over 1,300 airport lounges worldwide (US$32 per person per visit)
• 5 Roam Like Home days annually at no cost (up to $80 value)
• No annual fee
• Dedicated Rogers Bank Credit Card Concierge service available 24/7
• Purchase protection for eligible purchases
• Access to exclusive promotions and offers

Pre-requisites for applying

To apply for the Rogers Red World Elite Mastercard, you need to meet a few eligibility requirements. The card is designed for individuals who have a stable income, a good credit history, and want to take advantage of unlimited rewards. Here’s what you’ll need to apply:

• Be a Canadian resident
• Be at least the age of majority in your province or territory
• Have a minimum annual personal income of $80,000 or a household income of $150,000
• Have a good credit history
• Not have declared bankruptcy in the past seven years

Who is this card suitable for?

The Rogers Red World Elite Mastercard is perfect for those who frequently make U.S. dollar purchases, such as international shoppers, travelers, or those who buy services from Rogers, Fido, or Shaw. If you frequently make transactions in U.S. dollars, this card helps you maximize your spending with 3% cash back on all eligible purchases.

It’s also ideal for individuals who want to earn rewards on non-U.S. purchases, as the card offers 2% cash back on all eligible non-U.S. dollar spend. This makes it a versatile option for both domestic and international purchases, providing flexibility when earning rewards.

The Rogers Red World Elite Mastercard is also suitable for frequent travelers who want the added benefit of complimentary travel insurance and access to over 1,300 airport lounges worldwide. Whether you’re heading for a business trip or a personal vacation, this card ensures that you’re covered for unexpected emergencies and travel disruptions.

If you’re a Rogers, Fido, or Shaw customer, this card makes even more sense, as it provides additional rewards and benefits through the partnership. The 1.5% cash back redemption bonus on purchases from these services adds further value to the card for those who are already loyal to these brands.

Lastly, this card is for anyone who wants to maximize their travel rewards without paying an annual fee. With its low fees, generous benefits, and high rewards potential, it’s a great option for individuals who want to get the most out of their credit card.

Does the card offer a loyalty program, cashback, or rewards?

Yes, the Rogers Red World Elite Mastercard offers a cashback rewards program. The card earns 3% cash back on eligible U.S. dollar purchases and 2% cash back on eligible non-U.S. dollar purchases. This makes it an attractive option for anyone who spends in foreign currencies or frequently shops online from international retailers.

In addition, if you’re a Rogers, Fido, or Shaw customer, you earn 1.5% cash back redemption bonus on eligible purchases from these brands. This feature makes the card even more valuable for those who already use these services regularly.

The cashback earned can be used as a statement credit or redeemed for various other rewards, giving you flexibility on how to use your points. Whether you’re redeeming them for future purchases, paying off your balance, or using them for travel-related expenses, this card offers a variety of options for your rewards.

With no annual fee and the ability to earn unlimited cashback, the Rogers Red World Elite Mastercard provides excellent value for those looking to earn rewards on their everyday purchases. It’s a great way to maximize your spending and enhance your travel experience.

Is the card secure and trustworthy?

The Rogers Red World Elite Mastercard is issued by Rogers Bank, which is a trusted financial institution in Canada. As a member of the Financial Consumer Agency of Canada (FCAC), Rogers Bank adheres to the highest standards of consumer protection, ensuring that your information and transactions are secure.

The card features Zero Liability Protection for unauthorized transactions, meaning you won’t be held responsible for any charges that weren’t made by you. The card also offers purchase protection, which covers eligible purchases if they’re damaged or stolen within a certain time frame.

Furthermore, the card provides complimentary travel insurance, giving you added protection when traveling. The included insurance covers things like emergency medical expenses, trip cancellations, and baggage loss, making it a trustworthy companion for frequent travelers.

Credit Limit

The credit limit for the Rogers Red World Elite Mastercard will vary depending on your financial profile. The bank determines the credit limit based on your application details, income, and creditworthiness.

• Minimum limit: $4,000
• Typical starting limit: $6,000–$10,000
• Maximum limit (on review): $30,000

The limit will be reviewed periodically based on your usage and payments.

How to Apply

To apply for the Rogers Red World Elite Mastercard, follow these simple steps:

1. Visit the Rogers Bank application page
2. Complete the online application with your personal and financial information
3. Provide identification documents such as a driver’s license or passport
4. Submit your income and employment details
5. Review and accept the terms and conditions
6. Await approval and receive your card
7. Activate the card via the Rogers Bank app and start using it

TAP TO ACCESS THE CARD PAGE

Pros and Cons

Pros

• Earn 3% cash back on eligible U.S. purchases
• Earn 2% cash back on eligible non-U.S. purchases
• Complimentary travel insurance included
• No annual fee
• Access to over 1,300 airport lounges worldwide
• Exclusive Rogers customer rewards
• 1.5% cash back redemption bonus on Rogers-related purchases

Cons

• High income requirements for eligibility
• Foreign transaction fee of 2.5%
• Higher interest rates on cash advances and purchases
• Limited redemption options for non-Rogers purchases

How to Unlock the Card

To unlock your Rogers Red World Elite Mastercard, follow these steps:

1. Receive your card in the mail
2. Open the Rogers Bank app
3. Navigate to the “Activate Card” section
4. Follow the prompts to activate your card
5. Start using your card and earning rewards

Costs and Fees

• Annual fee: $0
• Purchase interest rate: 20.99% – 25.99%
• Cash advance interest rate: 22.99% – 27.99%
• Balance transfer interest rate: 21.99% p.a.
• Foreign transaction fee: 2.5%
• Late payment fee: $30
• Returned payment fee: $30

Customer Service

For assistance with your Rogers Red World Elite Mastercard, you can contact customer support:

• Phone number: 1-855-775-2265
• Email: [email protected]
• Website
• Rogers Bank app: Available for download on iOS and Android

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